One step forward two steps back

I am watching our income and expense closely these days.  I have been making extra income now steadily for about 2 moths.  This is my one step forward.

Darn those two steps back.  We recently found out we owe my husband’s job 800.00 approx from a relocation move.  Last time he owed them monies they took it out of his paycheck without any prior notice and he ended up getting two paychecks for only a couple hundred dollars.  I panicked when I heard we owed them monies again, since last time it happened during the holidays too.  Mind you this holiday season was going to be close to non existent anyways, but if this was taken out at once it would be digging into our basic needs.  All I could do was pray for it to be better this time around.

My husband has now found out that he can request it to be taken out in small sums at of course 5% interest.  This is much better interest than most of the credit cards we now have, on which we don’t have the available credit to pay this even if we wanted to.  This it seems is going to be our best option.  Our first step back, because now we are back to to the beginning in our debt reduction again.

Now on to our second step back, the all mighty dental bill.  I had needed some work done recently, mind you it was 4 filling of the dark kind nothing fancy like whit filling etc.  These fillings were just your average ugly filling that needed to be taken care of, less I wanted it to end up being a root canal and a crown ugghh.  That would have been an astronomical fee I am sure of probably in the thousands of dollars, ok back to my reality lol.  My bill for my 4 fillings was 500.00  I almost fell on my butt when I saw what that wow.  I did call them and they too will take monthly payments and at apparently no interest rate, at least non that was mentioned in my call. So we are now even more in debt than when we originally started keeping track of all this.  There just seems to be no end to this anytime soon.  Our family is going to continue to move forward and not lose hope that one day it will be better.