expenses

It is only the 7th day of April and already Murphy’s Law is at work, well not that it ever stops. Just a few days ago when my 2 year old was still sick and I was getting up a few times a night to soothe a coughing baby, we had yet another reason to stay up at 4am. My dear husband woke up after just going back to sleep with a terrible back pain, constant and not planning on leaving anytime soon. He woke me up and said he was going to drive himself to the ER before it got so bad he couldn’t drive.

Of course even with the little sleep I had had, I didn’t go back to sleep till I heard from him again. He called shortly thereafter and told me that he had just passed a small pellet sized kidney stone. The doctors gave him a presciption for pain and he was on his way home. Ah the catch his cost was $150.00 plus I am sure we will get a bill in the mail for more. Then 10.00 for his meds.

Earlier in the week the kids were sick with colds, and my 5 year old was complaining his ear was hurting, so I took both kids in to see the doctor. It turns out they both had ear infections in the left ear, so 40.00 for that visit and 20.00 for the antibiotics. So our unexpected expenses for this month so far are $240.00

These things are part of life and we are doing our best to stay on track with our debt reduction and so far have not had to dip into savings for these expenses. I am cutting down here and there mostly on our grocery bill to help cover these unexpected things.

I am so glad we are starting a new month. I have been thinking quite a bit about our debt repayment the last part of March. I am getting antsy about getting to the end, but know that it is quite a ways away. It is still a project in process and will be for at least another few years.

We are working now on getting the house packed as we have decided to finally put our For Sale sign up. We have started packing in anticipation of the impending move. We have a place in mind where we are wanting to rent for at least a year. We are praying that this home will sell. If it doesn’t sell, we need to start making plans for an alternative plan. I have not gotten that far yet in my train of thought.

We have done all we can her with our current situation to decrease our expenses.

We have canceled quite a few things:

– Netflix (gone)

– cable (replaced with less expensive tv service and internet)

– phone service (work phone is free and house phone is only 20.00 month)

– cell phone (replace with a much cheaper on pay as needed) We only use our cell phone in emergencies,

– food (Angel Food Ministries) No eating out at all, all home cooked meals

Our next step to decreasing our debt even more is to sell our home, if at all possible.

Let us see what April brings.

ER Rooms, Kidney Stone and other unexpected happenings

April Aching Debt