Craft, Create, Celebrate Life
I finished the audio book Tick Tock by Dean Koontz, it was very good. If anyone want to read a bit about the book click on the book on the left panel and see if it might be a book you would like.
I am now finishing one that I started before Tick Tock but didn’t finish listening to it in time. It seems to be popular had to wait for it for about a week before I was able to download it again, it is called Your Heart Belongs to Me by Dean Koontz as well.
I used to be an avid reader of fiction back in my high school days. I stopped reading fiction shortly after starting college, just didn’t have time for casual reading. I have since tried many times to pick up ficiton reading again but my imagination as I remember it seemed to be missing. Having my imagination stumped I didn’t enjoy reading as much.
My husband listens to audio books regularly on his way to work. He comes home filled with stories and plots of the books he listens to. He doesn’t know how much I enjoy his stories, but I do shhhh. I was at the library with the kids not long ago and walked passed the audio book section and started browsing thru it. My eye cought a book called Forever Odd by Dean Koontz, my husband had told me about the first book call Odd Thomas and I remember how much it cought my attention. I decided to check out the book, brought it home and started listening to it.
When I told my husband I got it he asked if he could take it and listen to it. He promised he would give it back so I could listen to it and he would take out books 3 and 4 of the same series to listen afterwards.
I couldn’t wait for him so went looking thru my library account and found downloadable books available thru my library. I am enjoying the books so much, I have 3 downloaded and listen to them as I do my kitchen etc.
My imagination is slowly coming back to me as I remember back in my high school years, and I am enjoying it very much.
Well it has happened again, my card from Wells Fargo sent me a notice letting me know that my credit limit was going to be reduced. Hmm I said ok I can deal with that, since I have not been using the card at this point for a long time.
Fast forward to a few weeks and another notice from Wells Forgo, this time stating that my interest rate was going, up. I have as with my other cards the chance to opt out and close the account. I have chosen to close the account, because it will take me a while to pay it all off, even with paying extra as it is. If the rate goes up, they win in two ways they get more interest from me and if and when I use the card again the new rate applies. By opting out as they call it I lose another card, and it hurts my credit score but if the rate goes up I lose anyways in extra finance charges. It is a no win situation for me the consumer.
Now my husband and I are down to 2 credit cards total between the two of us. Those cards have a zero balance, I figure there is no way to increase my interest on those, they have nothing to gain from it. For the time being those cards are being left alone. I say for the time being because I am pretty skeptical that they will just leave those be. The banks are always up to something and it is always not good for me.
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Visit Tamy’s Recipes for more Kitchen Tip Tuesdays
Growing up my grandmother used to put water in her dish detergent container. Our family buys Ajax dish detergent, put it in a pump container add about 1/4 water to container then detergent shake and use.
This makes the soap easier to rinse off the dishes etc and also helps use less detergent so it will last us longer.