Well, all the house guest from the holidays have left and now it’s time to access our financial health so far this year.  I have been using Mvelopes to help us keep track of our expenses.  So far I am very thrilled with it.

Envelope Budgeting. Sign-up now and give it a try

I have update my Emergency Savings so far in my sidebar, it’s up to $3,000.00.  We have added 1,000.00 since getting out of debt in February of 2010.  We have stayed that way and made it through Christmas without getting into debt.  This New Year is definitely much better than last, when we were at the end of paying off our debt.  I feel confident that if we continue to use our spending plan that our financial situation will continue to improve.

As a family we have to continue to lower our food expense and make smart choices with our money.  I will do another update next month, so that I can gauge how we do in 2011.

What a cute and useful planner and best of all is it’s price.    The only cost is if you take it to get binding.  I thought I would share it with you.  Enjoy!

The best part is it never expires, just print another one and your ready to go.

Find it here @ Sofia’s World

I have been using my Motivated Planner for several weeks before the Christmas holiday and I am back to it now.  All my guest are gone and I can get back on schedule.  I know it will keep me on track with my home this New Year.

Task I have done today include:

Load/ Run/Empty Dishwasher

Sweep Kitchen & entryway (I also mopped, because it was grimy)

Clean kitchen sink

Clean/Wipe kitchen counters

Empty trash

Do laundry (one load)

Take medications

Homeschooling

Vacuum main areas

Clean toilets

Still To Be Done:

Take down Christmas tree

Click here to visit Motivated Moms. and get your own planner.  Take it for a spin I know you will love it.  They now have a I-phone version, but I preferred the paper one, because I can write extra notes etc.  If you are okay without jotting notes down etc the that might be the version for you.