Our family has been sick with a nagging cold lately. My kids both had ear infections , mom and dad both had symptoms too. I think we are out of the woods for now but one never knows.
On the plus side by putting our head together we have finally gotten out of consumer debt. Now the challenge is to stay on budget and grow our 8 mths of emergency fund.
I am looking for ways to cut our food budget because I know that is an area we have struggled with all along. One thing we have implemented is only 2 trips maximum a week to the grocery store. Both my husband and I struggle with impulse buying when we walk into the supermarket.
And so the journey continue to financial peace.
November was my last debt update of 2009. This is my first update of 2010 as we are taking the time to reflect and regroup in 2010. I do wish I could go poof and this debt would be gone, but unfortunately it is a process. A process that is good for us, because for our family it will be enough to teach us that this is not okay for us. It is not in our plans to be in this place again. I do pray I don’t end up eating those last words at some point in the near future.
January 15, 2010 update
I debated whether to wait till month’s end but decided not to because the visual of it would give me a little push forward.
You are currently $10,766.52 in debt. By using the snowball method and paying an extra $600.00 a month, you will be debt free in April of 2011 and pay a total of $11,344.06.
This is where our family is currently at and we are planning on staying on track or speeding it up as we are able.
Nov update
You are currently $11,568.16 in debt. By using the snowball method and paying an extra $300.00 a month, you will be debt free in April of 2011 and pay a total of $12,343.51..
Our family is looking to be more organized this year. I have been working at giving away, throwing away and organizing our home.
I will blog about my progress as a way to motivate other and myself toward a neater home.
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